Q: How can I get help for the damage caused to my property?

A: There are several avenues available for help. First, you should apply for a SBA loan. The link to the SBA frequently asked questions is: http://app1.sba.gov/faqs/faqindex.cfm?areaID=3 If the SBA determines that you are not eligible, you may be eligible for a FEMA grant. The link for FEMA is: http://www.fema.gov/press/2005/resources_katrina.shtm. Of course, there is the Mississippi grant program as well. The link for this is: http://www.mshomehelp.gov. However, please note the requirements of this program: 1. You owned and occupied your home as of August 29, 2005. 2. Your home was located in Harrison, Hancock, Jackson or Pearl River County, Mississippi. 3. Your home was your primary residence on August 29, 2005. 4. You maintained homeowners insurance on the property. 5. You lived outside the pre-Katrina designated flood zone (FEMA-designated 100-year flood zone) on August 29, 2005, but your home flooded as a result of Hurricane Katrina. 6. This program is not for second homes or rental property Please note that according to the grant program, "the state is working on other programs for people who do not fit these criteria, such as low-income homeowners who did not have insurance." Please click on our "resources" link on the "home" page for a lot of other links to websites which provides all kinds of help for you. The resources link is towards the bottom left of the home page and is at the very top of the home page.


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Jay Foster
Phone: 228-435-3000
Fax: 228-875-6687

Jay Foster Law
1019 Legion Lane
Ocean Springs, MS 39564
Phone: (228) 872-6000
Fax: (228) 875-6687

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