Q: If insurance company refuses to make a reasonable offer to settle my Mississippi car wreck case and you have to file a law suit, does the jury get to know there is insurance?

A: No.  This is one of the disadvantages of a trial in Mississippi for a car wreck.  The jury will never know about insurance because the Judge will not allow this issue to be discussed in front of the jury.  You would be surprised at how many jurors still do not realize that there is insurance available on virtually every case that goes to trial.  However, since the jury is unaware there is insurance, sometimes they think the person that caused the wreck is paying out of their pocket and this can affect the amount of the verdict.  This is why it is vitally important to hire an experienced Mississippi litigator to represent you.