Practice Areas
Legal News
Trucking Accidents and Truck Drivers Sleep Apnea Dangers
Did State Farm Fire Engineers Who Attributed Hurricane Damage to Wind?
What Should Mississippi Do About the Wind Pool Insurance Problem?
Allstate Made More in Profit in 9 Months Than Mississippi's Entire Budget
Ask Your Legislator if They Support This Bill
Here Is Why Insurance Companies Think They Can Get Away With Denying Your Hurricane Claim
Allstate Falsifies Engineering Reports
Library
Jay Foster's Community Involvement
Workers Compensation
- Mississippi Worker's Compensation Frequently Asked Questions
- Mississippi Worker's Compensation Commission Frequently Asked Questions
- Mississippi Worker's Compensation Pretrial Statement
- Mississippi Worker's Compensation First Report of Injury Form
- Mississippi Worker's Compensation Medical Report
- Mississippi Worker's Compensation Settlement Form B-31
- Mississippi Worker's Compensation Employers Notice of Controversion Form (B-52)
- Mississippi Workers' Compensation Statute on the Number of Employees Required for Worker's Compensation Insurance - Workers Compensation Injuries
- Mississippi Workers' Compensation Facts - Workers Compensation Injuries
- OSHA Announces Hearing on Rules for Confined Spaces in Contruction - Workers Compensation Injuries
Trucking Accidents
- Trucking Accidents - Federal Moter Carrier Safety Regulations
- Truck Drivers - Are They Asleep When They Are Driving?
- Commercial Truck Driving Licenses and Rules
Longshore Accidents
- Longshore Employee Claim for Compensation
- Request for Examination or Treatment - Longshore Accidents
- Prehearing Statement - Longshore Accidents
- Employees Claim for Compensation - Longshore Accidents
- Attending Physicians Supplementary Report - Longshore Accidents
Hurricane Insurance Claims
- Flood Adjustor's Manual
- Insurance Companies Fail to Pay Policy Holders After Hurricane
- Judge Senter's Opinion on Wind versus Water Claims Regarding Hurricane Katrina
- How Can I Get Help After Hurricane Katrina?
- How Can I Get Help After Hurricane Katrina? Part Two
- How to Properly File Your Hurricane Claim With an Insurance Company
- Guide to FEMA, SBA, housing After Hurricane Katrina
- Mississippi Attorney General Jim Hood's Complaint Filed Against the Insurance Companies
- Hurricane Case Decided by the Mississippi Supreme Court
- Judge Senter's Opinion on State Farm Insurance Company's Motion To Dismiss
Divorce & Family Law
General
Hurricane Insurance Claims
Hello. My name is Jay Foster and I am a Mississippi lawyer. My home used to be about five miles from where Hurricane Katrina struck land in Biloxi, Mississippi on August 29. Like most of my neighbors, most of what I used to own has perished. My home, my car, and numerous other irreplaceable possessions are gone now. Luckily, my family survived, and together with our friends and neighbors, we plan to begin rebuilding our lives. Someday soon I know that I’ll have a new home and a new car, and sooner or later I’m confident that the Gulf Coast will once again be the greatest place in the world in which to live and work.
But for many victims of Hurricane Katrina, obtaining the means to begin anew won’t be so easy. Already, Mississippi Attorney General Jim Hood has initiated lawsuits against five major insurance carriers – All State, State Farm, Mississippi Farm Bureau, Nationwide and USAA – charging them with actions designed to deliberately cheat victims out of billions of dollars in claims.
One common tactic used by the insurance industry so far has been to require policyholders to sign forms stating that property damage was caused by “flood water”, and not the “wind” of Hurricane Katrina. Flood insurance is a specialized policy that isn’t included in most standard home and car insurance policies. If policyholders refuse to sign these statements, they are summarily denied money they need for food, shelter and care for their children. By misclassifying property damage as damage caused by “flood water,” the insurance industry hopes to skirt billions in claims that the victims of Hurricane Katrina so desperately need.
As a lawyer who has fought against bad faith insurance in Mississippi for 15 years, this news didn’t surprise me. I know that despite record profits in the property and casualty insurance during the past five years, and a surplus that tops $370 billion, the insurance industry has no intention of treating the victims of Hurricane Katrina with dignity and respect. Instead, they will fight each and every claim they believe they can deny, all the while hoping that federal taxpayer dollars and private charity will foot the bill for most of the billions in damage that Katrina caused.
To fight back against the bad faith practices of insurance companies, the people of Mississippi will need top legal representation from a lawyer with experience and success in such matters. As someone who went through the devastation of Katrina, I’ve seen the chaos of the aftermath first hand, and I know that the insurance companies can’t be allowed to exploit that chaos to their own gain.
If you are struggling with your Hurricane Katrina insurance claim, you aren’t alone. I can help you with your claim today. I will answer any hurricane insurance coverage question at no charge. While we no longer handle Hurricane Insurance cases, we will be happy to answer questions you may have for free and refer you to an attorney who handles these matters. Call me at 228-872-6000 or contact me now. Please also look at our "resources" page and frequently asked questions page for all kinds of free help.
Library for Hurricane Insurance Claims:
- A Review of State Farm: Good Neighbors? You Decide.
Description: State Farm Insurance Company in Mississippi - Judge Senter's Opinion [PDF]
Description: Judge Senter's Opinion on Second Hurricane Katrina Case: Note: This is exactly what the law has been for decades in this State. - Insurance Company Greed Has No Bounds [PDF]
Description: Insurance Companies Unfair to Policyholders - Judge Senter's Final Ruling on the First Hurricane Katrina Case [PDF]
Description: Judge Senter's Opinion on the Paul Leonard v. Nationwide Insurance Case - Judge Senter's Opinion on State Farm Insurance Company's Motion To Dismiss [PDF]
Description: Judge Senter's Opinion on State Farm Insurance Company's Motion to Dismiss a Hurricane Katrina Claim - Mississippi Attorney General Jim Hood's Complaint Filed Against the Insurance Companies [PDF]
Description: Hurricane Katrina
Insurance Claims
Bad Faith Insurance
Mississippi Attorney General - Hurricane Case Decided by the Mississippi Supreme Court [PDF]
Description: Hurricane Katrina
Hurricane Cases - Guide to FEMA, SBA, housing After Hurricane Katrina [PDF]
Description: A Guide to FEMA, SBA, housing, other matters after Hurricane Katrina - How to Properly File Your Hurricane Claim With an Insurance Company
Description: Hurricane Katrina Insurance Claims - Memorandum of Law for Hurricane Katrina Claims in Mississippi
Description: Hurricane Katrina Memorandum of Law for Mississippi Claims - How Can I Get Help After Hurricane Katrina? [PDF]
Description: Help Hurricane Katrina - How Can I Get Help After Hurricane Katrina? Part Two [PDF]
Description: Help After Hurricane Katrina - Judge Senter's Opinion on Wind versus Water Claims Regarding Hurricane Katrina [PDF]
Description: Judge Senter's Opinion on Wind versus Water Claims Regarding Hurricane Katrina in Mississippi - Insurance Companies Fail to Pay Policy Holders After Hurricane [PDF]
Description: Hurricane Insurance Company Fail to Pay - Flood Adjustor's Manual [PDF]
Description: Hurricane Flood Insurance
Frequent Questions for Hurricane Insurance Claims:
- What is your fee for representing us for our Hurricane Katrina Insurance claim?
- My mortgage company did not require me to purchase flood insurance. Is there any chance I can recover?
- Why should we hire you for our Hurricane Katrina Insurance claim?
- How can I get help for the damage caused to my property?
- How else can I get FREE help for my Hurricane Katrina damaged property?
- If I get a check from my insurance company for the damage to my property, do I have to send the check to the mortgage company?
- Is there any free legal help available for questions?
- I want to volunteer to help Hurricane Katrina Victims. How can I help?
- In Mississippi, if my Hurricane Katrina Contractor took my money and failed to complete my home repair job, is there anything I can do?
- Why do insurance companies in Mississippi think they can get away with denying a large portion of Hurricane Katrina claims?
- Was Nationwide really on your side? Were you really in good hands with Allstate? Was State Farm really a good neighbor?
- Should I speak with my insurance company before I speak with an attorney?
- If I have purchased Hurricane Insurance from my Insurance Agent, am I covered for the damage?
- If my house was totally blown away, am I covered?
- If I had flood insurance, am I covered?
- Do you charge anything if we ask you a question about whether our Insurance Company will pay us?
- If we hire you to represent us, do we have to pay you anything?
- Are you filing the Hurricane Law Suits as "class action" law suits?
Videos about Hurricane Insurance Claims:
Web Resources for Hurricane Insurance Claims:
- American Bar Association's Free Legal Help After Hurricane Katrina
Description: Free Legal Help After Hurricane Katrina
- Tax Relief After Hurricane Katrina
Description: Tax Relief After Hurricane Katrina
- Frequently Asked Questions About Tax Relief
Description: Frequently Asked Questions aBout Tax Relief After Hurricane Katrina
- Free Legal Help
Description: More Free Legal Help from the American Bar Association
- Mississippi Emergency Management Agency
Description: More Help for Hurricane Katrina Victims
- Hurricane Katrina Aid
Description: Hurricane Katrina Aid for organizations helping people who suffered due to Hurricane Katrina.
- FEMA
Description: Help for Hurricane Katrina victims. The telephone number to apply for disaster assistance by calling 1-800-621-FEMA (3362). You can also register online at www.fema.gov.
- Social Security Benefits Information After Hurricane Katrina
Description: How to Get Your Social Security Benefits After Hurricane Katrina
- Replacing Lost Documents After Hurricane Katrina
Description: This can help you to replace vital documents like visas, passports, and medical records.
- How to Contact Your Health Insurance Company After Hurricane Katrina
Description: Contacting Your Health Insurance Company After Hurricane Katrina
- Help With a Job After Hurricane Katrina
Description: Please visit the website or call 1-866-4-USADOL.
- Lost Pet After Hurricane Katrina?
Description: If you lost your pet after Hurricane Katrina try this website for help.
Ask an Attorney
Jay Foster Law
1019 Legion Lane
Ocean Springs, MI 39564
Phone: (228) 872-6000
Biloxi (228)435-3000
Hattiesburg (601)583-5000
FAQs
Jay Foster's Community Involvement
Workers Compensation
- Am I entitled to a settlement for pain and suffering due to a Mississippi Worker's Compensation accident?
- How much money can an injured Mississippi Worker get for a Mississippi Worker's Compensation accident?
Car Accidents
- If I have a car wreck in Mississippi, is the insurance company for the person that caused the car wreck required to pay for a rental car for me?
- If Jay Foster files a lawsuit on my car wreck case and it goes to trial, am I entitled to a separate jury instruction for loss of enjoyment of life?
Trucking Accidents
- Can trucking companies in Mississippi avoid fatigue-related trucking wrecks?
- Does it cost too much to install devices in trucks that would prevent fatigue-related crashes?
Nursing Home Abuse
Dog Bite Attacks
Hurricane Insurance Claims
- What is your fee for representing us for our Hurricane Katrina Insurance claim?
- My mortgage company did not require me to purchase flood insurance. Is there any chance I can recover?
Divorce & Family Law
- Does Jay Foster handle divorce or child custody cases?
- If I am getting a divorce in Mississippi and I will have primary physical custody of the children, how much is my spouse required to pay for child support?