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Pascagoula Amputation Workers Comp Lawyer: If Your Hand Was Taken At The Wrist, You Can Be Owed For The Whole Arm
One inch on an operative report is what a Pascagoula amputation lawyer checks before anyone else does. A Pascagoula amputation workers comp lawyer knows one detail on the operative report can be worth more than the rest of the medical file combined. Not the surgeon’s name. Not the hospital. The exact point on the limb where the loss occurred, because Mississippi law treats an inch of difference as an entirely different category of benefit.
Here is what the adjuster is hoping you never check. If an arm or leg is amputated at or above the wrist or ankle, Mississippi law compensates it as loss of the entire arm or leg, a far larger award than a finger-by-finger or toe-by-toe count. A carrier that quietly values your case using the smaller schedule, without confirming exactly where the amputation line actually fell, is hoping nobody on your side reads the statute closely enough to catch it.
The Law Behind An Amputation Claim
Miss. Code Ann. Section 71-3-17(c) sets a scheduled member table with fixed week counts, an arm at 200 weeks, a leg at 175 weeks, a hand at 150 weeks, a foot at 125 weeks, an eye at 100 weeks, a thumb at 60 weeks, and individual fingers and toes at smaller counts down to 10 weeks. Section 71-3-17(19) is the critical rule most workers never hear about. An arm or leg amputated at or above the wrist or ankle is compensated as loss of the entire arm or leg, regardless of how many individual fingers or toes technically remain attached below that point.
The Second A Jammed Sheet Released Without Warning
He’s feeding stock into a shear machine at Bollinger, a sheet metal blank hanging up mid-cycle, and he reaches in to clear the jam the way he’s cleared a dozen minor snags before. This one releases without warning the instant his hand crosses the line, and the blade comes down before he can pull clear. Under Section 71-3-17(19), if that loss occurs at or above his wrist, Mississippi law does not compensate him finger by finger. It compensates him for the loss of the entire arm, 200 weeks, not a fraction of that number pieced together from a scheduled member table meant for a lesser injury.
Why The Exact Amputation Point Decides Everything
Here is the number the carrier hopes you never do the math on. A first finger alone pays 35 weeks. A thumb alone pays 60 weeks. A hand pays 150 weeks. An arm pays 200 weeks. A carrier motivated to minimize a claim has every incentive to describe the loss in the smallest possible terms, “partial hand amputation,” when the operative report may actually document a loss at or above the wrist that triggers the full arm classification under Section 71-3-17(19). The surgical record, not the adjuster’s summary of it, is the document that actually controls this classification.
Apportionment On A Limb With A Prior Injury
Under Section 71-3-7(2), a genuinely relevant pre-existing condition on the same limb can reduce a benefit by the proportion medical findings show it contributed, but under Section 71-3-7(3)(a), that reduction cannot be calculated until maximum medical recovery, and under Section 71-3-7(3)(b), only an administrative judge decides the actual percentage. An amputation is a discrete, catastrophic, fully documented event. Apportionment arguments on a clean traumatic amputation are far weaker than the carrier’s opening position will suggest.
The Two Deadlines On A Claim That Should Never Be Missed But Sometimes Is
Miss. Code Ann. Section 71-3-35 sets both deadlines together, notice to the employer within 30 days, and a filing with the Commission within 2 years if no compensation has been paid. An amputation is rarely missed on the notice side, since the injury is impossible to hide, but the 2-year filing deadline still matters if a dispute later arises over the exact classification or the final benefit calculation, and that dispute can take longer than expected to surface.
The Carrier’s Doctor Versus The Original Operative Report
The carrier’s Independent Medical Examiner may describe the amputation level in general terms favorable to the smaller schedule, without pulling and reviewing the original surgical operative report where the actual anatomical level of the loss was precisely documented at the time of surgery. That operative report, not a later summary written for claims purposes, is the evidence that actually controls whether Section 71-3-17(19)’s full-limb rule applies, and Mississippi law allows that evidence to be presented and an IME’s contrary summary challenged in front of the Commission.
What Your TV Lawyer Has Never Argued In The Jackson County Courthouse
A disputed Pascagoula claim does not get resolved by letter, it gets argued in a room, the Jackson County Circuit Court at 3104 Magnolia Street. Has the billboard lawyer ever argued a scheduled member classification dispute there, specifically over whether Section 71-3-17(19)’s full-limb rule applies to a partial-hand or partial-foot amputation? I have never seen his name on a hearing docket in that building fighting for the correct week count on a catastrophic loss like this.
Every workers’ compensation attorney in Mississippi takes cases on contingency, no fee unless you recover. Under the Foster Fair Fee Guarantee, you will always net more money than I take in fees, in writing, before we start. I take $0.00 out of your TTD check. Not a percentage, not a fee wearing a different name. That check is what carries your family through recovery and adjustment, and I have never once taken a cut of it.
For the full statutory language governing scheduled member and amputation classification, see Miss. Code Ann. Section 71-3-17 on Justia. For related reading, see the Pascagoula Workers’ Compensation Lawyer hub and the Pascagoula Legal Services page.
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If Your Hand Was Taken At The Wrist, You Can Be Owed For The Whole Arm
If your loss happened at or above the wrist, you can be owed the full 200-week arm classification, not a stitched-together count of individual fingers. Ask yourself if it would matter whether your surgeon actually read your full chart before scheduling a procedure. Ask yourself if it would matter whether your accountant actually knew the difference between gross and net income before filing your return. Ask yourself if it would matter whether the lawyer handling your amputation claim actually knew Section 71-3-17(19) exists at all.
He has never pulled an original operative report to confirm an amputation level before accepting a carrier’s summary of it. He has never argued a full-limb classification dispute in front of a judge. He has never cross-examined a carrier’s IME doctor on why a wrist-level loss was described in terms designed to trigger the smaller finger-by-finger schedule instead. A settlement mill values an amputation off the adjuster’s shorthand description, not the actual surgical record, because pulling that record and doing the comparison costs time a volume operation refuses to spend. Here is the number that should bother you most. The gap between a hand classification at 150 weeks and a full arm classification at 200 weeks is fifty weeks of benefits, and that gap exists only because of where, precisely, the surgeon’s scalpel stopped.
Pascagoula Amputation: Questions Answered Straight
My Pascagoula Amputation Happened At The Wrist. Does That Count As Losing My Whole Arm Under The Law?
It can, and this is one of the most commonly overlooked rules in the statute. Mississippi law treats an amputation at or above the wrist as loss of the entire arm, paying the full 200-week schedule rather than a smaller count based on individual fingers or a partial hand. Confirm exactly where your operative report documents the amputation level before accepting any settlement calculation.
How Does A Pascagoula Insurance Company Decide Which Schedule Applies To My Amputation Claim?
They review the medical records describing the extent of the loss, but that description is not always accurate or complete. The original surgical operative report is the most reliable source for the precise anatomical level of an amputation, and it should be reviewed directly rather than relying solely on a claims adjuster’s summary of it.
Can Bollinger Or Their Carrier Reduce My Pascagoula Amputation Claim Because Of An Old Injury To The Same Hand?
They can raise an apportionment argument, but they do not decide the percentage. Mississippi law requires actual medical findings establishing what proportion, if any, a prior condition contributed, and only an administrative judge makes that final determination. A clean, catastrophic amputation is generally difficult to meaningfully apportion.
How Long Do I Have To File An Amputation Claim With The Commission After A Pascagoula Work Accident?
Two years from the date of injury if no compensation has been paid, though amputations are rarely missed on the initial notice side given how visible the injury is. Disputes over the correct classification or final week count can arise later, so preserving your right to file with the Commission within that window still matters.
The Carrier Valued My Pascagoula Amputation Using The Smaller Finger Schedule. What Should I Do?
Request and review your original surgical operative report before accepting that valuation. If the documented amputation level was actually at or above the wrist or ankle, Mississippi law entitles you to the full arm or leg schedule instead, which pays significantly more than a finger-by-finger or toe-by-toe count.
P.S. The adjuster valuing your amputation claim already knows the difference between a hand classification and a full arm classification. Get my free book before you accept a settlement number based on anything less than your actual operative report.
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