If you need a Collins MS spinal cord injury lawyer, the injury sustained in a wreck on US-49 through Collins, on MS-184 through downtown, or anywhere in Covington County has put you in a situation where the insurance company’s offer will not come close to covering what the rest of your life now costs. Spinal cord injuries from car wrecks are the most catastrophic civil cases that arise out of Covington County, and they require a damages calculation that no adjuster working a standard personal injury file is equipped to build. The quick offer sitting in your adjuster’s system right now was not built around what a spinal cord injury costs over 20 or 30 years. It was built around the number that closes a file. The TV lawyer advertising in south MS is not going to fix that. He is at a billboard rotation review while his secretary opens your Collins spinal cord file, logs the injury type, and sends a form letter to the adjuster who has a very clear financial interest in closing this case as fast as possible and for as little as possible.

A spinal cord injury from a high-speed collision on US-49 or a catastrophic T-bone on MS-184 in Collins produces injury consequences that are immediate, permanent, and financially catastrophic in ways the adjuster’s spreadsheet does not capture. The American Association of Neurological Surgeons identifies motor vehicle crashes as the leading cause of spinal cord injuries in the United States across all age groups. Whether the injury results in complete or incomplete paralysis, loss of motor function, loss of sensation, respiratory involvement, or any combination of functional deficits, the damages calculation requires medical experts, life care planners, vocational economists, and a lawyer who will stand in the Covington County Circuit Court on South Dogwood Avenue in Collins and present that picture to a Covington County jury if the insurance company refuses to pay what it is worth. The TV lawyer has never done that. He will not. His business model cannot accommodate it.

The Eggshell Plaintiff Rule And Your Collins Spinal Cord Injury Case

A defendant takes his victim as he finds him. The aggravation of a pre-existing condition caused by the wreck belongs to the at-fault driver. This is the eggshell plaintiff doctrine and it applies directly to spinal cord injury cases in Covington County. If you had a prior spinal condition, a prior cervical or lumbar surgery, degenerative disc disease at any spinal level, spinal stenosis, or any pre-existing vulnerability that made the cord more susceptible to injury from the wreck on US-49 or MS-184 in Collins, the at-fault driver is responsible for the full extent of that injury and its consequences.

The insurance company will immediately investigate your prior medical history and attempt to attribute your neurological deficits to pre-existing spinal pathology rather than the wreck. They will argue that your stenosis was already compressing the cord, that your prior disc disease predisposed you to this outcome, and that the wreck was merely a triggering event for something that would have happened anyway. Those arguments are legally wrong under the eggshell doctrine and factually wrong when the medical evidence is built properly. A lawyer who tries spinal cord cases in Covington County Circuit Court builds the neurological and orthopedic evidence record that establishes what the wreck caused and what was already there. Under Miss. Code Ann. Section 11-7-15, the comparative fault rules still apply, but they do not limit the eggshell doctrine. The TV lawyer’s secretary does not know either rule.

What A Spinal Cord Injury Damages Calculation Actually Requires

The quick offer on your Collins spinal cord case is built around your acute care bills at Covington County Hospital on South Holly Avenue and any transfer facility your care required. Covington County Hospital is a Level IV Trauma Center. Serious spinal cord injuries from US-49 wrecks are transferred to Forrest General Hospital in Hattiesburg or South Central Regional Medical Center in Laurel for higher-level care. Those transfer costs belong in the calculation. The cost of initial acute rehabilitation belongs in the calculation. But the acute phase is the smallest part of the spinal cord injury damages picture.

A life care plan for a spinal cord injury documents the costs of the injury over the injured person’s remaining life expectancy: attendant care, home modification, assistive technology, recurring medical treatment, medication, future surgical interventions, and all associated costs. A vocational economist calculates the present value of lost earning capacity over the same period. Those calculations together produce a number that is entirely different from anything in the adjuster’s spreadsheet. The TV lawyer’s secretary is not retaining a life care planner. She is not retaining a vocational economist. She is accepting a number that was never built around those calculations. Under Miss. Code Ann. Section 15-1-49, you have three years to file suit in Covington County Circuit Court. The statewide framework is on the Mississippi Car Wreck Lawyer page. The Collins context is on the Collins Car Wreck Lawyer page. The Resources page has background on the process.

Why The Insurance Company Moves With Maximum Speed On Spinal Cord Claims

The insurance company on a catastrophic spinal cord claim from a Covington County wreck does not move slowly. They know exactly what this case is worth when properly built. They will contact you or your family as early as possible, present what they frame as a substantial offer, and work to get a release signed before a lawyer who tries spinal cord cases in Covington County Circuit Court can build the life care plan, retain the vocational economist, and present the true number. A substantial offer on a catastrophic spinal cord case that does not include a life care plan is not a fair offer. It is a strategic move to close a case that, properly built, is worth substantially more than anything in the adjuster’s opening position.

The Fee Betrayal On Your Collins Spinal Cord Case

His fee is 40 percent. His itemized costs come off the top before the fee calculation. On a Collins spinal cord case he settled fast because the insurance company knew he was never walking into the Covington County Courthouse on South Dogwood Avenue to try it with a life care planner and a vocational economist on the witness list, his 40 percent of a reduced catastrophic settlement plus his itemized costs that come off before the fee calculation (medical records fees, filing fees, fee fi fo fum fees, fees for fees, fees on top of fees, fees to calculate the fees, fees for the Lamborghini, fees for the billboard rotation review where the life care planner referral was never made, fees for the downtown office suite where nobody retained a vocational economist, fees for the secretary who accepted a catastrophic injury settlement with no life care plan, fees for processing, fees for forwarding your demand to the adjuster who was counting on the absence of expert evidence, fees to make absolutely certain he walks away with more money than you do from a wreck that permanently changed what you can do for the rest of your life) can easily leave the injured person in Collins with less take-home money than the lawyer. The lawyer ends up with more than the person whose spinal cord was injured on US-49. That is arithmetic on real cases and it happens at the worst possible time in a person’s life.

Every Collins spinal cord case I take is covered by the Foster Fair Fee Guarantee. Written into your fee agreement before I do a single thing. You walk away with more than I receive in fees. Every case. The TV lawyer will not write that down. I will.

▼ Get Your FREE Book Right Now ▼
Fill Out The Form Below And I Will Send It Immediately

What The TV Lawyer Is Doing While The Insurance Company Moves On Your Collins Spinal Cord File

He is at a billboard rotation review. He is not retaining a life care planner. He is not retaining a vocational economist. He is not building the lifetime damages argument for a Covington County jury. He has never been in the Covington County Courthouse on South Dogwood Avenue in Collins for any trial on any case, let alone a catastrophic spinal cord case. The insurance company knows his trial percentage in Covington County. That percentage is zero. Their opening position on a catastrophic Collins case when the TV lawyer is on the other side is different from their opening position when a lawyer who appears in that courthouse is holding the file. That difference is real money. In a spinal cord case, it is life-changing money.

What Is A Life Care Plan And Why Does My Collins Spinal Cord Case Need One?

A life care plan is a document prepared by a qualified expert that projects all the medical, rehabilitative, and support costs associated with a spinal cord injury over the injured person’s remaining life expectancy. For a Collins wreck victim with a serious spinal cord injury, the life care plan documents attendant care, home modification, assistive technology, recurring medical treatment, future surgeries, and all associated costs. Without a life care plan, the damages picture is incomplete and the settlement reflects only the acute phase, not the lifetime cost. The TV lawyer’s secretary does not retain life care planners. A lawyer who tries catastrophic cases in Covington County Circuit Court does.

Does A Pre-Existing Spinal Condition Affect My Collins Spinal Cord Injury Claim?

No, under the eggshell plaintiff doctrine. A defendant takes his victim as he finds him. If spinal stenosis, degenerative disc disease, or prior surgery made your spinal cord more susceptible to the injury from your wreck on US-49 or MS-184 in Collins, the at-fault driver is responsible for the full consequences. The insurance company will argue the condition was pre-existing and would have progressed anyway. A lawyer who tries spinal cord cases in Covington County Circuit Court builds the medical evidence that defeats that argument and establishes the wreck as the cause of your current deficits.

How Long Do I Have To File A Spinal Cord Injury Lawsuit In Collins?

Miss. Code Ann. Section 15-1-49 gives you three years from the wreck date to file suit in Covington County Circuit Court at 101 South Dogwood Avenue in Collins. The insurance company will not tell you this. They will use the early period to build the case for a fast settlement before your damages picture is fully developed. Do not sign a release on a catastrophic spinal cord case without a life care plan, a vocational economist’s opinion, and a lawyer who has reviewed the full damages picture. Get the book first.

What Damages Can I Recover For A Spinal Cord Injury From A Covington County Wreck?

Damages in a Covington County spinal cord injury case include past and future medical expenses as projected by a life care planner, attendant care costs, home modification, assistive technology, lost wages, loss of earning capacity as calculated by a vocational economist, transfer costs to Forrest General in Hattiesburg or South Central Regional in Laurel, physical pain and suffering, mental anguish, and loss of enjoyment of life. Pre-existing spinal conditions aggravated by the wreck belong in the picture under the eggshell doctrine. The adjuster’s offer was not built around any of those expert calculations. Get the book before you accept it.

Where Does A Spinal Cord Injury Lawsuit In Covington County Get Filed?

Spinal cord injury lawsuits in Covington County file in Covington County Circuit Court at 101 South Dogwood Avenue in Collins, MS 39428. Collins is the county seat. Whether the wreck happened on US-49, on MS-184, or anywhere else in Covington County, your case files and tries in Collins. The TV lawyer has never appeared before a Covington County Circuit Court judge on a spinal cord injury case. That courthouse is not somewhere he has ever been.

P.S. The insurance company on your Collins spinal cord case is moving right now to close a lifetime claim for an amount that does not include a life care plan. The difference between their number and a properly built number is real money that changes the rest of your life. Get the FREE book right now and read it before you take their next call. It will change what you say when they call.

▼ Get Your FREE Book Right Now ▼
Fill Out The Form Below And I Will Send It Immediately